Insurance Disputes / Bad Faith

Legal Help for Policyholders in Insurance Disputes

Has your insurance company delayed or denied payment of valid claims for benefits under your insurance policy? Did they retroactively cancel your policy after you made a claim? You may be a victim of insurance bad faith.

Passionate Representation in Insurance Disputes
Contact Hersh & Hersh: 800-441-5545

When an insurance company issues a policy of insurance, it, the insurance company, promises its insured that it will act in good faith and deal fairly with the insured. Insurance companies that fail to live up to the terms of their policies are acting in bad faith and are liable for damages in excess of the policy’s limits.

The attorneys of Hersh & Hersh have decades of experience standing up for the rights of policyholders in insurance bad faith claims and coverage disputes.

Examples insurance bad faith include:

• A driver who had $30,000.00 in insurance limits seriously injured our client. The insurance company of the other driver was asked to pay the entire $30,000.00 to our client in settlement of the claim but refused to do so. That refusal was in bad faith because the insurance company had a duty to protect its insured (the other driver) from a lawsuit that would result in a verdict of more than $30,000.00 against her. Because Hersh & Hersh could prove that the insurance company was legally wrong, we were able to require that the other driver’s insurance company, not the driver herself, pay our client the full amount of his losses that were far in excess of $30,000.
• Hersh & Hersh represented a motorist whose own insurance company refused to pay uninsured motorist benefits to her, although she had uninsured motorist coverage and was injured by an uninsured driver. This is another example of bad faith by the insurance company that can result in the insurance company having to pay far more than the policy limits.

To discuss your insurance-related dispute with an experienced attorney, contact our law firm today. From our offices in San Francisco, California, the lawyers of Hersh & Hersh represent clients in insurance bad faith and insurance coverage disputes nationwide.